Terms and Conditions

Last Updated: [DATE]

Welcome to LANGOVEST LTD ('Langovest,' 'we,' 'us,' or 'our'). These Terms and Conditions govern your use of our social networking platform that connects Africans and African diaspora communities for professional networking, skill sharing, and community engagement.

By using our Platform, you agree to these Terms. If you disagree, don't use our services.

1. Platform Description

Langovest is a social networking platform designed to connect African professionals and communities worldwide. We facilitate:

• Professional networking and connections
• Skill sharing and knowledge exchange
• Community discussions and engagement
• Cultural and professional content sharing

Important: We are NOT a financial services provider. We do not offer investment advice, trading services, or handle financial transactions.

2. Eligibility

To use our Platform, you must:

• Be at least 18 years old
• Provide accurate registration information
• Not be prohibited from using our services under applicable laws
• Have legal capacity to enter into binding agreements

3. Account Registration

Creating Your Account:

• Provide accurate, complete information
• Maintain security of your login credentials
• Notify us immediately of any unauthorized access
• Use only one account per person

Account Responsibility: You're responsible for all activities under your account and must keep your login information secure.

4. Acceptable Use

You May:

• Create authentic profiles and connect with others
• Share professional content, skills, and experiences
• Participate in community discussions
• Network with African professionals worldwide
• Share educational and cultural content

You May Not:

• Create fake accounts or misrepresent your identity
• Harass, bully, or threaten other users
• Post illegal, offensive, or inappropriate content
• Spam or send unsolicited commercial messages
• Violate others' intellectual property rights
• Use automated tools to scrape data
• Attempt to hack or disrupt our Platform
• Share false or misleading information
• Engage in any illegal activities

5. Content and Intellectual Property

Your Content:

• You own content you create and post
• By posting, you grant us license to display and distribute your content on our Platform
• You're responsible for ensuring you have rights to share your content
• We may remove content that violates these Terms

Our Platform:

• We own our Platform, including design, features, and technology
• You may not copy, modify, or reverse-engineer our Platform
• Our trademarks and logos are protected intellectual property

6. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information. By using our Platform, you agree to our Privacy Policy.

7. Community Guidelines

We're building a respectful, professional community. Content must be:

• Respectful and professional
• Accurate and truthful
• Relevant to our community
• Compliant with applicable laws

We reserve the right to remove content or suspend accounts that violate these guidelines.

8. Platform Availability

Service Provision:

• We provide our Platform 'as is' without warranties
• We don't guarantee uninterrupted or error-free service
• We may modify, update, or discontinue features
• We're not liable for Platform downtime or technical issues

9. Termination

You May:

• Delete your account at any time
• Stop using our Platform without notice

We May:

• Suspend or terminate accounts for Terms violations
• Restrict access for security or legal reasons
• Terminate accounts with or without notice

Effect of Termination:

• Your right to use the Platform ends
• Some provisions of these Terms survive termination
• We may retain some information as required by law

10. Disclaimers

No Financial Services:

• We are not a financial advisor or investment platform
• Any financial discussions are user-generated content only
• We provide no investment advice or recommendations
• Users are responsible for their own financial decisions

Platform Limitations:

• We don't verify all user-generated content
• We're not responsible for user interactions or disputes
• Third-party links are not our responsibility
• We don't guarantee specific outcomes from platform use

11. Limitation of Liability

To the maximum extent permitted by law:

• We're not liable for indirect, incidental, or consequential damages
• Our total liability won't exceed ₦100,000 or amount you paid us (if any)
• We're not liable for user content or third-party actions
• We're not responsible for data loss or security breaches beyond our control

12. Indemnification

You agree to protect us from claims arising from:

• Your use of the Platform
• Your content or conduct
• Your violation of these Terms
• Your violation of others' rights

13. Governing Law

These Terms are governed by Nigerian law. Disputes will be resolved in Nigerian courts, though we may pursue legal action in other jurisdictions if necessary.

14. Updates to Terms

We may update these Terms occasionally. Changes will be posted with the updated date. Continued use after changes means you accept the updates.

15. Future Platform Evolution

Roadmap Transparency: We may add new features over time, including:

• Enhanced networking tools
• Advanced community features
• Professional development resources

If we add financial services in the future, we'll:

• Obtain appropriate licenses and registrations
• Provide separate terms for financial features
• Give you choice about participating in such services
• Maintain compliance with applicable regulations

16. Miscellaneous

• If any provision is unenforceable, the rest remains valid
• Our failure to enforce any provision doesn't waive our rights
• You may not transfer these Terms without our consent
• These Terms constitute the entire agreement between us

17. Contact Information

For questions about these Terms:

• General Support: support@langovest.com
• Legal Matters: legal@langovest.com
• Community Issues: community@langovest.com

Langovest Ltd.
Lagos, Nigeria